Banking & Commercial Transactions

Overview

Our banking and commercial finance attorneys document and negotiate loans, prepare letters of credit, and assemble asset-based financing, special-purpose financing, and all other facets of commercial finance. We advise on all aspects of lender due diligence, enabling clients to evaluate risks, balance business, and operational and legal needs. Our work with a multitude of lenders enables us to customize terms and provisions that benefit both the lender and the customer, as well as to build in safeguards that protect the lender’s collateral and other interests.

Our Banking and Commercial Transactions practice is part of our larger Financial Services Group which also encompasses our Consumer and Retail Financial Services practice.

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Representative Experience

Experienced in bank litigation representing banks in all types of suits, including enforcement of loan transactions, loan workouts and restructuring, defending lender liability claims, guarantor liability litigation, complex commercial foreclosures, banking operations, public funds statutory violations, probate / trust litigation
Represented a nationally recognized bank in the $60M financing of a student housing development for a major state university
Represented a major bank in $700M loan to a publicly traded partnership that manages coal and other natural resource properties nationally
Represented numerous banks, including Fortune 500 corporations, in lending transactions and workouts
Managed all aspects of commercial real estate development for clients, including structuring public and private financing, resolving land use issues, preparing real estate and financing documentation, and negotiating development and construction agreements
Lead counsel to lender in complicated commercial collection matter; lender received significant recovery following summary judgment ruling and post-judgment enforcement action
Litigated claims involving payment systems and commercial paper with a focus on issues under Article 3 (Negotiable Instruments), Article 4 (Bank Deposits and Collections), and Article 4A (Funds Transfers) of the Uniform Commercial Code (UCC), as well as Federal Regulation CC (Availability of Funds and Collection of Checks)
Defended claims alleging that bank owes fiduciary duties to its customers
Represented a group of local Oklahoma investors in a private placement offering where the offering proceeds were used to purchase an Oklahoma bank
Represented a state-chartered Oklahoma bank and its shareholders in its acquisition by another bank
Represented a privately held bank in a merger with another bank for approximately $45 million
Represented a publicly traded regional bank in all aspects of commercial real estate lending, including construction and acquisition loan documentation, ranging from $5 million to 50 million
Represented a community bank in all aspects of commercial real estate lending, with transactions ranging from $500,000 to $3 million
Represented private, hard-money lenders in real estate financing transactions, with title review and loan document negotiation that took place within one week

Our Team

Steven N. Royce

Team Leader

Tammie C. Alexander

Executive Committee / Member

Thomas L. Aman Jr.

Member

Daniel V. Baker

Associate

Kenneth J. Barton Jr.

Member

Thomas W. Burton

Of Counsel

John R. Callcott

Member

Member

James D. Chiafullo

Member

G. Kurt Dettinger

Executive Committee / Member

Member

Member

Michael E. Flowers

Director of Diversity and Inclusion

Robert D. Fluharty

Member

Michael J. Funk

Member

Brian D. Gallagher

Chair, Business Department / Member

Heather J. Gentile

Of Counsel

John B. Gessner

Member

Austin B. Gilleland

Associate

Theodore R. Harrington

Associate

Member

Russell D. Jessee

Member

Evans L. King Jr.

General Counsel / Member

Randall C. Light

Member

Member

Member

David B. Malone

Member

Marilyn T. McClure-Demers

Member

Kelsey Swaim Miller

Of Counsel

J. Michael O'Donnell

Of Counsel

Christopher Passodelis, Jr.

Member

Catherine Pieratt

Associate

Bryan K. Prosek

Member

Steven M. Regan

Member

H. Hampton Rose IV

Member

Lauren A. Sawyer

Associate

Arthur M. Standish

Member

Cheryl A. Stanton

Of Counsel

Irwin H. Steinhorn

Of Counsel

Todd M. Swanson

Member

Jeanette C. Timmons

Of Counsel

Associate

Endia J. Vereen

Member

Member

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